YOUR Credit Union's
Best Rates

As low as…APR
Home Equity Loan 4.00%
New Vehicles 4.00%

 View All Rates


Products

Shares

  • Regular Shares $5 minimum deposit to start your Consolidated Hub-Co Federal Credit Union membership
  • Earn monthly dividends with minimum $100 balance

Share Drafts

  • Regular
    • No minimum balance fee
    • Free online bill pay

Term Share Certificates

  • 12 months $500 minimum deposit required • Early withdrawal penalties • Compounds semi-annually
  • 24 months $500 minimum deposit required • Early withdrawal penalties • Compounds annually
  • 36 months $500 minimum deposit required • Early withdrawal penalties • Compounds annually

Must be current member to open a Term Share Certificate

IRAs

  • Roth
    Best used for retirement savings • Annual contributions is $5,000 ($6,000 if the individual is age 50 or older); income restrictions may apply • Contributions can be made at any age • Contributions are non tax deductible • Distributions may be tax free • Minimum distribution age is 59 ½ • Early distributions will be penalized
  • Traditional
    Must be under 70 ½ to open • Best used for retirement savings • Annual contribution is $5,000 ($6,000 if the individual is age 50 or older); income restrictions may apply • Contributions may be tax deductible • Minimum distribution age is 59 ½ • Early distributions will be penalized

Mortgage

  • Thanks to our partnership with First Class Mortgage, we can now offer you Conventional, FHA, VA and many other types of home loans at great low rates with terms up to 30 years. Visit the First Class Mortgage site to get a rate quote, compare rates, apply for a mortgage and for any additional information you may need about mortgages.

Home Equity

  • Use for education expenses, wedding, home improvements, loan consolidation and countless other options
  • 80% of Certified Appraised Value or current year tax appraisal statement (less first mortgage). Collateral is negotiable and must be evaluated and approved by a Loan Officer
  • Certain requirements must be met to be approved